We are the data controller, responsible for the processing of any personal data you give to us. We take reasonable care to keep your information secure and to prevent any unauthorised access to or use of it. By providing us with your data, you warrant to us that you are over 13 years of age.
Who are ‘we’?
In this notice, whenever you see the words “we”, “us” or “our”, we mean the Financial Planning Corporation LLP
This privacy notice was updated on 30 September 2018.
What personal data do we hold on you?
Personal data means any information about an individual, from which that individual can be identified. We collect, use, store and transfer personal data whenever you interact with us whether that be through face-to-face meetings, by phone, email, in writing, social media, the use of our website or other methods.
When permitted, or authorised by law, we may also receive information about you from third parties such as business partners, credit or fraud checking agencies, as well as other third parties with whom we have had no prior contact.
Clients and Prospective Clients
If you are our client, or intend to become our client, we need to build up a detailed picture of your current personal and financial position, so we can deliver financial planning services in fulfilment of our contract with you. The information we hold may include:
In certain situations, we also hold less detailed personal information about other professionals who we work with. The information we hold may include:
Sensitive data refers to data that may include details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health and genetic and biometric data. We do not collect any information about criminal convictions and offences and only collect information about the above if it is needed for us to provide our services.
You are not obliged to share sensitive personal data (or any personal data) and must give us explicit consent to process this type of data. However, without your consent, it is unlikely that we will be able to fulfil our contract to you and would most likely have to terminate any agreement we have in place with you to provide financial planning services. If we are unable to provide these services, we will notify you at the time.
Why we need your personal data
As a prospective or active client, we have an obligation to you to provide financial planning and investment services for which we need to collect detailed information about you. As stated above, this may include ‘sensitive’ personal information for which you must also give your explicit consent if you want us to process this data.
We have set out below, in a table format, a description of all the ways we plan to use your personal data, and which of the legal bases we rely on to do so. We have also identified what our legitimate interests are, where appropriate.
|Data Subject||Purpose/Processing Activity||Lawful Basis for Processing|
|Client and Prospective Client||Processing personal & financial data in relation to providing financial planning services||Performance or preparation of a contract for financial planning and investment services|
|Client and Prospective Client||Processing ‘sensitive’ personal information in relation to providing financial planning services||Consent|
|Client||Sharing information with product providers and service providers where you have purchased their services and/or products||Performance of Contract|
|Client||Sharing data with third-party service providers, providing services to FPC||FPC has a legitimate interest to run the company efficiently and as it sees fit. Provision of some third party services are for the benefit of the company and its clients.|
|Client||Sending out marketing information such as newsletters and investment updates||FPC has a legitimate interest in keeping clients up to date in relation to products or services that they have purchased, and many clients would expect us to do so.
You can opt out of this at any time.
|Client||Organising events tailored to your specific interests||FPC has a legitimate interest in providing what we feel are added value events. We use this information to tailor events to the interests of our clients, prospects and professional connections.
You can opt out of this at any time.
|Sending out marketing information such as newsletters and investment updates.||Consent.
You can opt out at any time.
|Processing information about your personal interests and/or hobbies.||
Consent.You can opt out at any time.
|Processing analytical information about your use of our website and online services such as your IP address, details of your browser and/or device, length of your visit to website and which pages you have visited.||FPC has a legitimate interest as this enables us to properly administer our website and our business. It also helps us to grow the business and to aid our marketing strategy.
You will need to turn off analytical cookies to opt out of this.
Our lawful ground of processing your personal data to send you marketing communications is either your consent or our legitimate interests (as outlined in the above table)
Under the Privacy and Electronic Communications Regulations (PECR), we may send you marketing communications from us if (i) you made a purchase or asked for information from us about our goods or services or (ii) you agreed to receive marketing communications and, in each case, you have not opted out of receiving such communications since.
Under these regulations, if you are a limited company, we may send you marketing emails without your consent. However, you can still opt out of receiving marketing emails from us at any time.
You can ask to stop sending you marketing messages at any time by following the opt-out links on any marketing message sent to you or by emailing us at email@example.com
If you opt out of receiving marketing communications this opt-out does not apply to personal data provided for other purposes such as the ongoing delivery of financial planning and investment services.
Who we share your personal data with
We may have to share your personal data with the parties set out below:
We require all third parties to whom we transfer your data to respect the security of your personal data and to treat it in accordance with the law. We only allow such third parties to process your personal data for specified purposes and in accordance with our instructions.
Where possible, we avoid transferring your data outside of the European Economic Area (EEA) as many countries outside of this area do not always offer the same levels of protection to your personal data. Indeed, European law has prohibited transfers of personal data outside of the EEA unless the transfer meets certain criteria.
If your data is transferred outside of the EEA, we do our best to ensure a similar degree of security of data by ensuring at least one of the following safeguards is in place:
If none of the above safeguards is available, we may request your explicit consent to the specific transfer. You will have the right to withdraw this consent at any time.
We have put in place security measures to prevent your personal data from being accidentally lost, used, altered, disclosed, or accessed without authorisation. We also allow access to your personal data only to those employees and partners who have a business need to know such data. They will only process your personal data on our instructions and they must keep it confidential.
We have procedures in place to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach if we are legally required to.
How long we hold your personal data
We will only retain your personal data for as long as necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.
When deciding what the correct time is to keep the data for we look at its amount, nature and sensitivity, potential risk of harm from unauthorised use or disclosure, the legal requirements, processing purposes, and, if these can be achieved by other means.
If you cease to be a client of FPC, we will ‘deactivate’ and archive your data, which means that we will no longer process it. However, we will keep a record of any advice given as we have to adhere to certain rules set by the Financial Conduct Authority and, in addition, we believe we have a legitimate interest in holding a record of the personal information to protect ourselves against future complaints.
In civil actions in the courts, there is usually an overall “long-stop” requirement that the matter complained about should have happened within the last 15-years. This limitation does not apply to complaints to the Financial Ombudsman Service. There is no 15-year “long-stop” rule in the complaints-handling rules made under the Financial Services and Markets Act and the Consumer Credit Act.
For marketing purposes, where we have obtained consent, we will contact you and ask you to refresh this consent on a regular basis. If you withdraw your consent, we will cease processing the information immediately.
In some circumstances, we may anonymise your personal data for research or statistical purposes in which case we may use this information indefinitely without further notice to you.
Your rights regarding your personal data
Under data protection laws you have rights in relation to your personal data that include the right to request access, correction, erasure, restriction, transfer, to object to processing, to portability of data and (where the lawful ground of processing is consent) to withdraw consent.
You can see more about these rights at:
If you wish to exercise any of the rights above, please email us at firstname.lastname@example.org
You will not have to pay a fee to access your personal data (or to exercise any of the other rights). However, we may charge a reasonable fee (or refuse to comply with your request) if your request is clearly unfounded, repetitive or excessive.
We may need to request specific information from you to help us confirm your identity and ensure your right to access your personal data (or to exercise any of your other rights). This is a security measure to ensure that personal data is not disclosed to any person who has no right to receive it. We may also contact you to ask you for further information in relation to your request to speed up our response.
We try to respond to all legitimate requests within one month. Occasionally it may take us longer than a month if your request is particularly complex or you have made a number of requests. In this case, we will notify you.
If you are not happy with any aspect of how we collect and use your data, you have the right to complain to the Information Commissioner’s Office (ICO), the UK supervisory authority for data protection issues (www.ico.org.uk).
We should be grateful if you would contact us first if you do have a complaint so that we can try to resolve it for you.
This website may include links to third-party websites, plug-ins and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. When you leave our website, we encourage you to read the privacy notice of every website you visit.
Cookies - What are cookies?
Cookies may be either "persistent" cookies or "session" cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.
Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies
How to control cookies
You can control and/or delete cookies as you wish – for details, see aboutcookies.org. You can delete all cookies that are already on your computer and you can set most browsers to prevent them from being placed. If you do this, however, you may have to manually adjust some preferences every time you visit a site and some services and functionalities may not work.
Links to other websites
Both our website and client portal may contain links to other websites. However once you have used these links to leave our site you should note that we do not have any control over that website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.
This website is owned and operated by the Financial Planning Corporation LLP
We are registered in England and Wales under registration number OC337787 and our registered office is at 124 Station Road, Ainsdale, Southport, PR8 3HL
Our principal place of business is at 124 Station Road, Ainsdale, Southport, PR8 3HL.
You can contact us:
Data Manager: Bernice Blundell, Partner