”With FPC it’s a much more holistic approach than dealing with a traditional IFA. Throughout the process they made me feel that I was totally in control whilst gently pushing me in the right direction. They laid out all of the information that I needed but left me to process the facts and make an informed decision.

”

Rachel had emerged from a lengthy divorce and knew she needed specialist advice to navigate her way forward and effectively start again. She wanted to plan for her future and ensure her own financial security while continuing to support her two sons.

Her experience of dealing with financial advisers was limited, having only dealt with a small IFA for her mum previously. Through her love of classic rallying, she was referred to FPC via another rally enthusiast and existing FPC client. Rachel had her first meeting with one of FPC’s partners in June 2017.

How did FPC help?

1

We started with detailed expenditure analysis and life time cash flow modelling to help Rachel understand her overall position and choices going forward.
2

Estate planning and risk management followed and working with one of our preferred professional partners, we make sure a new Will was in place alongside Powers of Attorney. With two young sons to guide, letters of wishes and the choice of Trustees were carefully thought through.
3

Having set aside appropriate cash reserves, it was crucial that Rachel invested the proceeds of her divorce settlement wisely so FPC’s investment planning expertise was essential along with tax planning to make use of all allowances. As Rachel was self-employed, pensions planning was on the agenda too and FPC guided her through the complex pensions landscape.

Today

With FPC’s support, Rachel has a new-found confidence, secure future and clear path ahead. She’s moved to a new house with her partner, Tony and will be getting married later this year.

She’s looking forward to spending more time indulging her passions for classic rallying and photography and is thinking about starting a Masters degree once she’s settled into her new home. The team at FPC look forward to continuing to provide encouragement, guidance and support during the next exciting chapter of her life.

Financial Planning is not just about numbers.  It’s about supporting our clients to live life well and on their terms.  Whilst Investment Management is needed to underpin every client’s position, it’s the planning that makes the difference.  That’s why we offer a plan, not simply a portfolio.