”The team at FPC help you to deal with all aspects of wealth, including its broader impact on your life, family and friends, rather than just the financial aspects. They are reassuring but realistic. It’s important to be prepared for the bump in the road and having them by our side to support us on our future journey really gives us peace of mind.

They conduct themselves with total transparency in terms of their fee structure and how our money has been invested. It’s refreshing to deal with a business that actually walks the walk. Working with the team at FPC has been an extremely rewarding experience!

”

In 2016, following a diagnosis of Multiple Sclerosis (MS), Jonathan took the decision to reduce his work commitments as a Director (and Co-Founding Director) for a UK medical device company and sell a small number of shares to act as a nest egg for the future.

He needed independent financial advice to complete the transaction and was referred to FPC by one of the company’s board members, who was an experienced accountant and corporate finance expert. He had seen FPC in action with other business owners planning for exit or succession and was confident their independent and straightforward approach would be just what Jonathan and Julie needed.

How did FPC help?

1

The first step was to spend time exploring a range of scenarios using FPC’s AIMS model (interactive lifetime cashflow) to ascertain what Jonathan and Julie would need to be able to achieve financial security. This detailed analysis allowed Jonathan to proceed with the initial sale of some of his shares with confidence, whilst retaining a part-time commitment to the company.
2

In 2019, Jonathan was given the opportunity to retire and the option of releasing further capital value sufficient to secure the financial independence he and Julie sought. They returned to FPC for help to make that decision and for the investment advice that would be central to securing their future and protecting a legacy for their daughters.
3

A review of Wills, powers of attorney and estate planning followed so they had the peace of mind that all of their affairs were in order and they made a life changing decision to move house to improve the quality of their day to day life and better accommodate Jonathan’s likely future health needs.
4

In between their scheduled regular review meetings, Jonathan and Julie know the team at FPC is on call for them and the FPC View client portal allows them to monitor their investments, get instant access to key information and print off reports when necessary, within a user-friendly, secure environment.
5

FPC’s events programme has proved invaluable, providing the couple with the opportunity to find reassurance from talking to other FPC clients who have been through similar experiences.
6

Regular communication is key to the process and by deploying a range of digital tools including webinars during lockdown, email marketing and social media, FPC keeps Jonathan and Julie up to date with the latest industry trends and developments.
7

FPC’s network of professional advisers has proved advantageous too and Jonathan and Julie have enlisted the services of an accountant and solicitor, both of whom have been recommended by FPC, saving them from having to conduct any time-consuming due diligence themselves.

Where are they now?

Released from the pressure of work, Jonathan and Julie have thrived and are secure in the knowledge that their finances are in safe hands. They now live in their dream home and enjoy a more relaxed lifestyle with Pilates and daily dog walks with Ralph the Cavapoo being order of the day.

Once travel can recommence they are making plans for a holiday of a lifetime to Boston and Cape Cod to celebrate their 30th wedding anniversary and they look forward to being able to support their grown-up daughters as they set out on their own financial planning journeys – again with FPC’s support on call.

It is a real privilege to help our clients achieve personal and financial freedom and to help them turn their aspirations into a workable action plan. Peace of mind comes from knowledge and a clear understanding of how things work at a practical level and what to expect. FPC’s approach was well suited to Jonathan’s scientific mind and Julie’s practical common sense so we were a great match from day 1 and we look forward to supporting them and their daughters for many years to come.