Our costs

We charge fees for our services, with a structure that reflects the scope of your planning needs and the scale of any investment mandate.

Your first introductory meeting is free of charge. We will not carry out any work that incurs a cost until you have formally appointed us in writing.

• If we begin with an initial financial planning review, we will agree a fixed fee in advance. This typically ranges from £2,500 to £10,000, depending on the complexity and scope of the review.
• Should you then choose to implement our recommendations, an implementation fee will apply. Any initial review fee (subject to a £5,000 minimum) will be offset against this, so you don’t pay twice for the same work.
• Where pensions, investment advice, or services such as arranging insurance are not immediately required, VAT may apply.
• In some cases, we may propose a different fee structure — for example, reflecting greater complexity, or on a retainer basis if that’s more appropriate for your circumstances.
• Thereafter we charge for our ongoing support by means of an annual review fee, which is typically based on the scale of our investment mandate.

For more information on our costs, terms of business and service proposition contact our senior advisory team at hello@fpc.co.uk and they can arrange a call.

“They conduct themselves with total transparency in terms of their fee structure and how our money has been invested. It’s refreshing to deal with a business that actually walks the walk.” – Jonathan & Julie