Client Story

Liz

FPC has played a vital support role to Liz and her family, helping to reduce the burden during difficult times and ensure that any financial concerns were eliminated...

FPC has made sure that all of our bases have been covered since we started working with them in 2003 and have held our hands the whole way.   You can't underestimate the value of having a trusted partner who is always available at the end of the phone to answer any questions or deal with any concerns. They couldn't have done a better job.

 

Setting the Scene

Liz's late husband Tom retired from his job as a cotton merchant in 2003 when he was 58.  He had substantial pension benefits and wanted advice about how best to access and invest the funds to ensure that he and Liz could fund their lifestyle plans. 

The couple also owned an apartment in the US for 20 years which they were looking to sell and were conscious of their inheritance tax position.

Tom and Liz needed sound advice. Their neighbours were FPC clients and on their recommendation they gave us a call.

How did FPC help?

  • We conducted a comprehensive review including modelling out a range of options and took time to really understood what Tom and Liz wanted to achieve. 
  • We took over the management of Tom’s pension funds and helped Tom and Liz to navigate the continuous changes in pensions that followed, providing advice on the best options to suit their needs and designing an investment strategy to support their ongoing income. 
  • Estate planning is an important part of any financial planning exercise and FPC went on to review their existing arrangements and helped them to establish up to date Wills through one of our professional partners and keep their overall planning under regular review.  

That support continues...

Sadly Tom died at the beginning of 2017 but FPC's support and advice over the last 14 years has helped to guarantee the family's future security.  We still remain at Liz’s side today. 

Reflection

Supporting clients through a bereavement or other major trauma is sadly an inevitable part of our role but it is also a privilege. We are proud of the caring, supportive culture we have developed here at FPC and will always try to make things a little easier when times are tough.

Find out how we can do the same for you

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